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Loan payment calculator

Calculate monthly payments, total interest, and full amortization schedule for any loan.

Start with the base payment, then add an extra monthly payment to see how much faster the schedule closes.

It is a quick way to check whether a small overpayment meaningfully lowers total interest.

See the schedule shift Test small overpayments Track total interest

Loan Details

Enter the loan amount, interest rate, and term.

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Results

Enter your loan details and run the calculator.